Employer: PricewaterhouseCoopers
Duty Station: Kampala, Uganda
Application Deadline: 29th July 2013
Duties and Responsibilities:
•Plan and coordinate management of all credit functions including commercial and corporate lending, Retail, SME lending and credit products development;
•Track trends in the banking industry and propose adjustments/changes to the bank's credit policies, strategy and procedures to ensure the bank retains its competitive position and lending business in Uganda;
•Apply professional insight and understanding to the management of the bank's entire loan portfolio and ensuring portfolios growth;
•Drive all credit activities including the mobilisation of borrowers, the underwriting, and approval of loans, the review, and submission to the Board and Management credit Committees of large credit applications, and solving loan problems;
•Ensure the bank's compliance with all regulatory requirements in the areas of credit, including compliance with lending limits, concentration, non-performance, and classification, provisioning and writing off debts;
•Provide retail and commercial credit risk management expertise and advice generally, through credit financial projection inputs for the formulation/annual update of the strategic plan, corporate budget and division's plan and budget;
•Ensure regularization of the excesses/installment an-ears in line with Credit Policy and in close collaboration with sales team, branch managers, and credit administration and control team;
•Participate in the continual review and update of the bank's credit policies, guidelines, and practices, in line with changes in credit risk and the bank's business priorities;
•Ensure the independent review of credit facilities, recommendation to Management Credit Committee (MCC) or even decline proposals as applicable is administered within the mandate of the board and the defined guidelines by the bank;
•Provide necessary guidance and leadership to subordinate teams to ensure effective execution of the division's activities;
•Review the periodic divisional reports and ensure timely generation/compilation of management information reports;
•Provide credit training support for business and relationship management team;
•Monitor daily movement of credit portfolio and ensure a healthy portfolio throughout the year;
•Ensure that credit delivery is effective, responsive and meets customer satisfaction; and
•Ensure recovery of non-performing assets and provide remedial actions for all overdue recoveries.
Qualifications, Skills and Experience:
•The job holder should possess a good degree in Economics, Statistics or any business related discipline from a recognized university.
•A Post graduate degree in a related field will be an added advantage.
•The candidate must have possess a minimum of 14 years banking experience with not less than 5 years in core credit operations in banking industry and strategic credit oversight role.
•Proven ability to manage credit portfolio and sound awareness of ffends and recent developments in the banking industry;
•Deep understanding of credit risk management trends in the local & international financial services industry;
•Ability to understand and analyze financial & cash-flow statements and make useful deductions for decision-making;
•Skills in effective management of financial assets and liabilities of a commercial bank;
•Very good operational management and resource planning/coordination skills;
•Demonstrated skills in budget preparation and monitoring; and
•Strong interpersonal and communication skills, ability to multi task and function effectively under pressure, and strong organizational and people management skills.
How to Apply:
Send their applications in confidence to the address below. Please send your curriculum vitae (by post or email) containing details of your qualifications, experience, present position, current and expected remuneration as well as copies of professional/academic certificates, day and evening telephone numbers, e-mail address, names and addresses of three professional references to:
The People and Change Division PricewaterhouseCoopers Limited I Colville Street P.O. Box 8053 Kampala, Uganda hr.s@ug.pwc.com
Only short listed candidates will be contacted.
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